1.Provides a complete and holistic view into the operations
of a full-service bank in a dynamic competitive environment.
2.Exposes participants to the challenges of risk management
strategies, corporate governance and business ethics.
3. Assists participants in making responsible decisions to
drive Shareholder Value Creation for the bank,
considering all core stakeholders, e.g. clients, personnel,
regulators and shareholders.
4.Enhances the understanding of the key value drivers in a
bank, namely financial performance, customer appreciation
and loyalty, compliance to regulations and brand image.
Tasks of participants
Participants are emerged into a realistic banking environment
where they take on the role of the management team of a bank
for the duration of four financial quarters.
Each quarter participants decide on the following:
Retail banking activities - participants decide on pricing
and the amount of new business they want to attract as far
as personal loans, credit cards, home loans, saving accounts
and certificates of deposit are concerned
Corporate (Business) banking activities - participants
decide on pricing and new business they want to
attract in four major industries in the economy
Private Banking activities - Portfolio Management, Internet
Brokerage and Investment Advice
Investment banking activities - Trading activities,
underwriting and mergers and acquisitions
Distribution Channel Management - they decide on their
branch network, self-banking kiosks,
marketing, training of personnel, technology etc
Funding sources - participants have to decide on the
diversification of various funding
Training, IT, and marketing - decisions have to be made
on ow much to invest in the training in staff,
IT and marketing to increase the performance of the bank
Risk Management - Decisions have to be made on Credit
Risk, Interest Rate Risk and deployment of capital
Macroeconomic Environment - Participants need to
take a number of key macroeconomic indicators into account
when making quarterly decisions for their bank. Among other,
the central bank funding rate, gross domestic product,
consumer price index as well as the housing market need to
be taken into account.
Who should participate?
A Financial professionals with 2 – 5 years’ experience
Teams from banks, financial institutions and consulting
From various departments within a bank/ organisation
e.g. treasury, risk, sales and finance